Money Matters

As an independent financial advisor I would hope I understand the differing levels of wealth amongst different age ranges in the UK. It’s very clear the next couple of years are going to be interesting. You will always hear the words “uncertainty” and “challenging” used by politicians. Let’s be honest, it’s impossible to name a period in the UK where there hasn’t been challenges or...

6 Steps to consider before retirement

I’ve seen a lot of clients looking to retire over the last few years and I don’t think I’ve ever met a client that has ticked every box when thinking about their long term retirement. These are the 6 key steps we feel you should always do and take before considering retirement: Get a full medical – it seems very obvious but I know very few clients that actually do it. The difference this information...

Is the stock market the way forward?

When thinking about retirement you must first think about funding.  You may have been putting money into a pensions saving account however, if this is not the case or if the amount you have saved isn’t quite enough to keep you going for the period of time you will be retired then the stock market could be the way for you to go.  Rates may look promising but they are certainly far from impressive...

Taking advantage of public transport

According to a recent BBC news story many over 50’s in England don’t use public transport.  Is this true ? The BBC say that “A third of over 65’s in England never use public transport.”  In my opinion this is quite a shocking figure considering the benefits of public transport available for us as over 50’s.  In England from the age of 60 you are eligible for...

Rise in Silver landlords

  Rise in silver landlords building ‘piecemeal portfolios’ as pension reform approaches The government’s proposed pension reforms, coming into play from April 6th this year, are set to radicalise the property industry, with many on the brink of retirement looking to the sector as a way of keeping them in the lifestyle they are accustomed to once they reach...